Privacy Policy
Effective Date: October 25, 2024
This Privacy Policy describes how this site ("the Site," "we," "us," or "our") collects, uses, and protects your personal information when you use our payment and related services available at https://pay.lexinholdco.com. We are committed to protecting your privacy and handling your data with transparency.
1. Information We Collect
We collect information necessary to process your payment and maintain a record of the transaction. This includes:
1.1. Payment and Billing Data (Collected upon submission):
- Identification: Payment ID (used to link you to a specific outstanding balance).
- Contact Details: Email address, full name, phone number, and billing address (street, city, state/region, zip/postal code, country).
- Financial Information: Cardholder name, Card Number, Expiry Date (MM/YY), and CVV/CVC. *Note: We do not permanently store full credit card details. This data is transmitted securely via SSL encryption directly to our payment processor.*
1.2. Usage Data:
- Technical Data: Internet Protocol (IP) address, browser type, operating system, and unique device identifiers.
- Session Data: Time, date, and duration of your visit to this site, and referral sources.
2. How We Use Your Information
We use the collected information for the following purposes:
- Transaction Processing: To verify your identity and process the requested payment using the provided Payment ID.
- Security and Fraud Prevention: To protect against unauthorized transactions, fraud, and other illegal activities.
- Communication: To send you transaction confirmations, receipts, and notify you if there are any issues with your payment.
- Record Keeping: To maintain necessary legal and business records of all transactions processed through this site.
- Service Improvement: To analyze usage patterns and improve the efficiency and security of our payment portal.
3. Data Sharing and Disclosure
We will not sell or rent your personal information to third parties. We only share your data as necessary to complete your transaction or when legally required:
- Payment Processors: Your payment details are shared with PCI-compliant third-party payment gateways (e.g., Stripe, PayPal) to authorize and complete the transaction.
- Legal Obligations: We may disclose your information if required by law, subpoena, or government request, or if we believe such action is necessary to protect the rights, property, or safety of this site, our users, or the public.
4. Data Security
We implement a variety of security measures, including physical, electronic, and procedural safeguards, to protect your personal data from unauthorized access, alteration, disclosure, or destruction.
- All data transmission is secured using SSL/TLS encryption.
- Financial information is tokenized or encrypted and transmitted directly to our secure payment partners; we do not store sensitive card data on our servers.
However, no method of transmission over the Internet or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your Personal Data, we cannot guarantee its absolute security.
5. Data Retention
We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, or as required by law (e.g., tax, accounting, or reporting requirements). Transaction records linked to a payment ID are retained for our business and legal requirements.
6. Links to Other Sites
Our payment page may contain links to other sites that are not operated by us. If you click on a third-party link, you will be directed to that third party's site. We strongly advise you to review the Privacy Policy of every site you visit. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.
7. Changes to This Privacy Policy
We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page. You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.
8. Contact Us
If you have any questions about this Privacy Policy, please contact us: